Call reports 2012
FIRST NORTHERN BANK OF WYOMING — 2012
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 221,152,000 | 222,983,000 | 231,845,000 | 244,616,000 |
| Total loans | 130,822,000 | 135,815,000 | 135,600,000 | 137,635,000 |
| Allowance for loan losses | 2,391,000 | 2,431,000 | 2,557,000 | 2,734,000 |
| Securities available for sale | 61,324,000 | 59,022,000 | 62,231,000 | 68,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,385,000 | 201,396,000 | 209,639,000 | 222,636,000 |
| Interest-bearing deposits | 176,050,000 | 177,427,000 | 182,027,000 | 191,986,000 |
| Noninterest-bearing deposits | 24,335,000 | 23,969,000 | 27,612,000 | 30,650,000 |
| Equity capital | 19,936,000 | 20,648,000 | 21,119,000 | 21,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,725,000 | 5,612,000 | 8,474,000 | 11,386,000 |
| Interest expense | 321,000 | 639,000 | 946,000 | 1,344,000 |
| Net interest income | 2,404,000 | 4,973,000 | 7,528,000 | 10,042,000 |
| Noninterest income | 197,000 | 509,000 | 770,000 | 1,031,000 |
| Noninterest expense | 1,824,000 | 3,725,000 | 5,559,000 | 7,535,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 636,000 | 1,478,000 | 2,301,000 | 2,981,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 636,000 | 1,478,000 | 2,301,000 | 2,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,538,000 | 18,975,000 | 19,382,000 | 19,698,000 |
| Total capital | 20,343,000 | 20,835,000 | 21,395,000 | 21,757,000 |
| Risk-weighted assets | 143,824,000 | 148,195,000 | 160,458,000 | 164,055,000 |