Call reports 2011
FIRST NORTHERN BANK OF WYOMING — 2011
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 206,667,000 | 208,380,000 | 206,633,000 | 216,013,000 |
| Total loans | 116,716,000 | 120,085,000 | 125,033,000 | 127,391,000 |
| Allowance for loan losses | 1,955,000 | 2,102,000 | 2,182,000 | 2,303,000 |
| Securities available for sale | 60,490,000 | 63,101,000 | 61,082,000 | 62,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,318,000 | 189,286,000 | 186,111,000 | 195,664,000 |
| Interest-bearing deposits | 170,652,000 | 171,832,000 | 163,427,000 | 170,478,000 |
| Noninterest-bearing deposits | 17,666,000 | 17,454,000 | 22,684,000 | 25,186,000 |
| Equity capital | 17,548,000 | 18,151,000 | 19,431,000 | 19,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,674,000 | 5,204,000 | 7,863,000 | 10,579,000 |
| Interest expense | 454,000 | 843,000 | 1,205,000 | 1,536,000 |
| Net interest income | 2,220,000 | 4,361,000 | 6,658,000 | 9,043,000 |
| Noninterest income | 270,000 | 545,000 | 792,000 | 1,019,000 |
| Noninterest expense | 1,767,000 | 3,574,000 | 5,179,000 | 6,849,000 |
| Provision for loan losses | 300,000 | 700,000 | 900,000 | 1,000,000 |
| Pretax income | 433,000 | 642,000 | 1,381,000 | 2,224,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 433,000 | 642,000 | 1,381,000 | 2,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,275,000 | 17,380,000 | 18,013,000 | 18,352,000 |
| Total capital | 18,929,000 | 19,068,000 | 19,744,000 | 20,122,000 |
| Risk-weighted assets | 132,022,000 | 134,632,000 | 137,966,000 | 141,003,000 |