Call reports 2010
FIRST NORTHERN BANK OF WYOMING — 2010
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 186,212,000 | 199,848,000 | 198,718,000 | 211,154,000 |
| Total loans | 121,890,000 | 123,774,000 | 122,391,000 | 117,187,000 |
| Allowance for loan losses | 2,267,000 | 2,340,000 | 2,404,000 | 2,167,000 |
| Securities available for sale | 46,161,000 | 46,408,000 | 47,812,000 | 56,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,068,000 | 179,112,000 | 178,988,000 | 191,642,000 |
| Interest-bearing deposits | 154,852,000 | 163,631,000 | 161,359,000 | 170,307,000 |
| Noninterest-bearing deposits | 13,216,000 | 15,481,000 | 17,629,000 | 21,335,000 |
| Equity capital | 17,168,000 | 17,804,000 | 18,319,000 | 17,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,574,000 | 5,278,000 | 7,976,000 | 10,537,000 |
| Interest expense | 655,000 | 1,270,000 | 1,842,000 | 2,406,000 |
| Net interest income | 1,919,000 | 4,008,000 | 6,134,000 | 8,131,000 |
| Noninterest income | 180,000 | 403,000 | 640,000 | 854,000 |
| Noninterest expense | 1,658,000 | 3,335,000 | 5,028,000 | 6,645,000 |
| Provision for loan losses | 25,000 | 65,000 | 200,000 | 350,000 |
| Pretax income | 430,000 | 1,006,000 | 1,542,000 | 1,988,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 430,000 | 1,006,000 | 1,542,000 | 1,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,557,000 | 16,918,000 | 17,199,000 | 17,355,000 |
| Total capital | 18,147,000 | 18,561,000 | 18,875,000 | 19,003,000 |
| Risk-weighted assets | 126,475,000 | 130,754,000 | 133,302,000 | 131,322,000 |