Call reports 2001
FIRST NORTHERN BANK OF WYOMING — 2001
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 93,062,000 | 99,351,000 | 102,948,000 | 104,218,000 |
| Total loans | 58,191,000 | 63,639,000 | 66,480,000 | 66,411,000 |
| Allowance for loan losses | 926,000 | 1,018,000 | 1,063,000 | 1,056,000 |
| Securities available for sale | 26,806,000 | 25,934,000 | 26,404,000 | 30,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,940,000 | 87,231,000 | 90,232,000 | 94,294,000 |
| Interest-bearing deposits | 73,000,000 | 76,781,000 | 77,863,000 | 84,055,000 |
| Noninterest-bearing deposits | 7,940,000 | 10,450,000 | 12,369,000 | 10,239,000 |
| Equity capital | 8,155,000 | 8,213,000 | 8,699,000 | 8,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,815,000 | 3,735,000 | 5,642,000 | 7,518,000 |
| Interest expense | 957,000 | 1,945,000 | 2,903,000 | 3,742,000 |
| Net interest income | 858,000 | 1,790,000 | 2,739,000 | 3,776,000 |
| Noninterest income | 85,000 | 169,000 | 268,000 | 364,000 |
| Noninterest expense | 604,000 | 1,231,000 | 1,868,000 | 2,479,000 |
| Provision for loan losses | 106,000 | 226,000 | 320,000 | 299,000 |
| Pretax income | 195,000 | 481,000 | 803,000 | 1,346,000 |
| Income tax | 97,000 | 175,000 | 219,000 | 386,000 |
| Net income | 98,000 | 306,000 | 584,000 | 960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,837,000 | 7,935,000 | 8,213,000 | 8,479,000 |
| Total capital | 8,645,000 | 8,793,000 | 9,100,000 | 9,312,000 |
| Risk-weighted assets | 64,458,000 | 68,464,000 | 70,757,000 | 66,389,000 |