Call reports 2025
BANK OF JACKSON, THE — 2025
What BANK OF JACKSON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 213,789,000 | 207,813,000 | 196,890,000 | 224,068,000 |
| Total loans | 60,780,000 | 62,726,000 | 61,921,000 | 51,817,000 |
| Allowance for loan losses | 1,020,000 | 1,018,000 | 1,018,000 | 642,000 |
| Securities available for sale | 113,204,000 | 97,535,000 | 91,480,000 | 89,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,438,000 | 174,353,000 | 172,688,000 | 198,451,000 |
| Interest-bearing deposits | 153,365,000 | 148,228,000 | 146,489,000 | 172,609,000 |
| Noninterest-bearing deposits | 27,073,000 | 26,125,000 | 26,199,000 | 25,842,000 |
| Equity capital | 18,502,000 | 18,552,000 | 19,702,000 | 19,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,054,000 | 4,109,000 | 6,026,000 | 7,954,000 |
| Interest expense | 959,000 | 1,855,000 | 2,594,000 | 3,405,000 |
| Net interest income | 1,095,000 | 2,254,000 | 3,432,000 | 4,549,000 |
| Noninterest income | 79,000 | 145,000 | 213,000 | 274,000 |
| Noninterest expense | 927,000 | 1,881,000 | 2,847,000 | 4,402,000 |
| Provision for loan losses | 0 | 0 | 0 | -322,000 |
| Pretax income | 272,000 | 592,000 | 866,000 | 811,000 |
| Income tax | 63,000 | 138,000 | 201,000 | 407,000 |
| Net income | 209,000 | 454,000 | 665,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,332,000 | 22,578,000 | 22,389,000 | 22,128,000 |
| Total capital | 23,352,000 | 23,595,000 | 23,406,000 | 22,769,000 |
| Risk-weighted assets | 129,180,000 | 128,953,000 | 119,155,000 | 119,144,000 |