Call reports 2023
BANK OF JACKSON, THE — 2023
What BANK OF JACKSON, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 235,921,000 | 230,007,000 | 221,881,000 | 224,839,000 |
| Total loans | 57,957,000 | 57,950,000 | 58,292,000 | 62,055,000 |
| Allowance for loan losses | 1,115,000 | 1,114,000 | 1,102,000 | 1,086,000 |
| Securities available for sale | 147,176,000 | 143,201,000 | 132,004,000 | 139,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,246,000 | 193,450,000 | 187,976,000 | 189,769,000 |
| Interest-bearing deposits | 164,708,000 | 160,470,000 | 158,046,000 | 157,050,000 |
| Noninterest-bearing deposits | 31,538,000 | 32,980,000 | 29,930,000 | 32,719,000 |
| Equity capital | 16,436,000 | 16,470,000 | 15,284,000 | 17,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,867,000 | 5,881,000 | 7,908,000 |
| Interest expense | 628,000 | 1,406,000 | 2,305,000 | 3,258,000 |
| Net interest income | 1,253,000 | 2,461,000 | 3,576,000 | 4,650,000 |
| Noninterest income | 88,000 | 188,000 | 295,000 | 387,000 |
| Noninterest expense | 974,000 | 1,939,000 | 2,899,000 | 3,854,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 424,000 | 771,000 | 975,000 | 1,166,000 |
| Income tax | 75,000 | 138,000 | 173,000 | 211,000 |
| Net income | 349,000 | 633,000 | 802,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,121,000 | 22,404,000 | 22,573,000 | 22,026,000 |
| Total capital | 23,236,000 | 23,519,000 | 23,675,000 | 23,111,000 |
| Risk-weighted assets | 139,146,000 | 121,642,000 | 150,430,000 | 153,255,000 |