Call reports 2020
BANK OF JACKSON, THE — 2020
What BANK OF JACKSON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 199,226,000 | 223,224,000 | 221,790,000 | 228,727,000 |
| Total loans | 59,476,000 | 74,649,000 | 74,296,000 | 67,326,000 |
| Allowance for loan losses | 1,120,000 | 1,169,000 | 1,199,000 | 1,094,000 |
| Securities available for sale | 126,720,000 | 126,992,000 | 132,278,000 | 138,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,032,000 | 181,299,000 | 183,003,000 | 192,426,000 |
| Interest-bearing deposits | 141,913,000 | 147,544,000 | 149,920,000 | 156,289,000 |
| Noninterest-bearing deposits | 25,119,000 | 33,755,000 | 33,083,000 | 36,137,000 |
| Equity capital | 21,723,000 | 24,064,000 | 24,984,000 | 25,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 3,577,000 | 5,103,000 | 6,594,000 |
| Interest expense | 391,000 | 733,000 | 1,020,000 | 1,242,000 |
| Net interest income | 1,155,000 | 2,844,000 | 4,083,000 | 5,352,000 |
| Noninterest income | 176,000 | 379,000 | 660,000 | 961,000 |
| Noninterest expense | 938,000 | 1,901,000 | 2,946,000 | 3,978,000 |
| Provision for loan losses | 0 | 48,000 | 78,000 | 100,000 |
| Pretax income | 456,000 | 1,465,000 | 1,954,000 | 2,470,000 |
| Income tax | 23,000 | 183,000 | 204,000 | 224,000 |
| Net income | 433,000 | 1,282,000 | 1,750,000 | 2,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,813,000 | 19,661,000 | 20,130,000 | 19,426,000 |
| Total capital | — | 20,830,000 | 21,329,000 | 20,520,000 |
| Risk-weighted assets | — | 110,380,000 | 109,717,000 | 110,836,000 |