Call reports 2019
BANK OF JACKSON, THE — 2019
What BANK OF JACKSON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 185,500,000 | 186,356,000 | 191,409,000 | 192,563,000 |
| Total loans | 57,930,000 | 58,595,000 | 60,464,000 | 60,845,000 |
| Allowance for loan losses | 1,100,000 | 1,101,000 | 1,101,000 | 1,150,000 |
| Securities available for sale | 116,980,000 | 117,536,000 | 119,437,000 | 120,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,644,000 | 155,283,000 | 159,382,000 | 161,153,000 |
| Interest-bearing deposits | 134,645,000 | 133,962,000 | 136,160,000 | 136,988,000 |
| Noninterest-bearing deposits | 23,999,000 | 21,321,000 | 23,222,000 | 24,165,000 |
| Equity capital | 18,492,000 | 20,411,000 | 21,536,000 | 21,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,531,000 | 3,137,000 | 4,747,000 | 6,372,000 |
| Interest expense | 386,000 | 816,000 | 1,259,000 | 1,681,000 |
| Net interest income | 1,145,000 | 2,321,000 | 3,488,000 | 4,691,000 |
| Noninterest income | 107,000 | 281,000 | 454,000 | 641,000 |
| Noninterest expense | 879,000 | 1,782,000 | 2,710,000 | 3,660,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 373,000 | 832,000 | 1,288,000 | 1,792,000 |
| Income tax | 19,000 | 53,000 | 84,000 | 133,000 |
| Net income | 354,000 | 779,000 | 1,204,000 | 1,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,825,000 | 18,249,000 | 18,675,000 | 18,379,000 |
| Total capital | 18,925,000 | 19,350,000 | 19,776,000 | 19,529,000 |
| Risk-weighted assets | 97,579,000 | 99,696,000 | 107,205,000 | 106,623,000 |