Call reports 2016
BANK OF JACKSON, THE — 2016
What BANK OF JACKSON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 161,477,000 | 165,397,000 | 164,980,000 | 165,406,000 |
| Total loans | 54,742,000 | 57,164,000 | 58,253,000 | 57,716,000 |
| Allowance for loan losses | 998,000 | 1,021,000 | 1,047,000 | 1,023,000 |
| Securities available for sale | 91,892,000 | 94,061,000 | 97,033,000 | 97,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,679,000 | 142,719,000 | 141,678,000 | 144,755,000 |
| Interest-bearing deposits | 120,642,000 | 123,905,000 | 122,906,000 | 123,175,000 |
| Noninterest-bearing deposits | 19,037,000 | 18,814,000 | 18,772,000 | 21,580,000 |
| Equity capital | 16,984,000 | 17,754,000 | 17,980,000 | 16,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,486,000 | 3,754,000 | 5,049,000 |
| Interest expense | 119,000 | 240,000 | 360,000 | 482,000 |
| Net interest income | 1,104,000 | 2,246,000 | 3,394,000 | 4,567,000 |
| Noninterest income | 78,000 | 190,000 | 337,000 | 421,000 |
| Noninterest expense | 818,000 | 1,650,000 | 2,512,000 | 3,373,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 75,000 |
| Pretax income | 341,000 | 741,000 | 1,157,000 | 1,546,000 |
| Income tax | 77,000 | 179,000 | 281,000 | 364,000 |
| Net income | 264,000 | 562,000 | 876,000 | 1,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,550,000 | 15,850,000 | 16,162,000 | 15,967,000 |
| Total capital | 16,548,000 | 16,854,000 | 17,185,000 | 16,990,000 |
| Risk-weighted assets | 80,885,000 | 80,308,000 | 81,837,000 | 83,180,000 |