Call reports 2015
BANK OF JACKSON, THE — 2015
What BANK OF JACKSON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 153,409,000 | 153,350,000 | 152,818,000 | 156,914,000 |
| Total loans | 54,691,000 | 53,581,000 | 53,168,000 | 52,738,000 |
| Allowance for loan losses | 1,082,000 | 1,062,000 | 1,096,000 | 972,000 |
| Securities available for sale | 82,708,000 | 85,501,000 | 87,929,000 | 92,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,192,000 | 132,657,000 | 131,648,000 | 135,970,000 |
| Interest-bearing deposits | 114,087,000 | 115,944,000 | 113,659,000 | 115,519,000 |
| Noninterest-bearing deposits | 18,105,000 | 16,713,000 | 17,989,000 | 20,451,000 |
| Equity capital | 16,472,000 | 16,056,000 | 16,512,000 | 16,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,394,000 | 3,607,000 | 4,820,000 |
| Interest expense | 122,000 | 242,000 | 362,000 | 480,000 |
| Net interest income | 1,082,000 | 2,152,000 | 3,245,000 | 4,340,000 |
| Noninterest income | 143,000 | 298,000 | 491,000 | 611,000 |
| Noninterest expense | 866,000 | 1,745,000 | 2,619,000 | 3,483,000 |
| Provision for loan losses | 30,000 | 78,000 | 108,000 | 128,000 |
| Pretax income | 329,000 | 625,000 | 1,007,000 | 1,336,000 |
| Income tax | 67,000 | 123,000 | 213,000 | 283,000 |
| Net income | 262,000 | 502,000 | 794,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,094,000 | 15,335,000 | 15,626,000 | 15,286,000 |
| Total capital | 16,043,000 | 16,311,000 | 16,604,000 | 16,258,000 |
| Risk-weighted assets | 75,796,000 | 78,033,000 | 78,142,000 | 79,228,000 |