Call reports 2014
BANK OF JACKSON, THE — 2014
What BANK OF JACKSON, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 148,011,000 | 150,664,000 | 151,127,000 | 152,902,000 |
| Total loans | 60,767,000 | 60,370,000 | 60,541,000 | 58,469,000 |
| Allowance for loan losses | 967,000 | 1,049,000 | 1,130,000 | 1,047,000 |
| Securities available for sale | 71,135,000 | 79,200,000 | 80,269,000 | 81,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,282,000 | 131,484,000 | 131,307,000 | 133,127,000 |
| Interest-bearing deposits | 112,435,000 | 114,575,000 | 113,914,000 | 114,569,000 |
| Noninterest-bearing deposits | 16,847,000 | 16,909,000 | 17,393,000 | 18,558,000 |
| Equity capital | 14,708,000 | 15,319,000 | 15,758,000 | 15,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,408,000 | 3,653,000 | 4,891,000 |
| Interest expense | 147,000 | 298,000 | 454,000 | 603,000 |
| Net interest income | 1,039,000 | 2,110,000 | 3,199,000 | 4,288,000 |
| Noninterest income | 43,000 | 199,000 | 345,000 | 447,000 |
| Noninterest expense | 905,000 | 1,799,000 | 2,691,000 | 3,587,000 |
| Provision for loan losses | 55,000 | 145,000 | 235,000 | 310,000 |
| Pretax income | 122,000 | 365,000 | 625,000 | 845,000 |
| Income tax | -7,000 | 29,000 | 71,000 | 95,000 |
| Net income | 129,000 | 336,000 | 554,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,512,000 | 14,718,000 | 14,936,000 | 14,832,000 |
| Total capital | 15,478,000 | 15,685,000 | 15,899,000 | 15,778,000 |
| Risk-weighted assets | 77,269,000 | 77,275,000 | 76,863,000 | 75,569,000 |