Call reports 2013
BANK OF JACKSON, THE — 2013
What BANK OF JACKSON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 144,652,000 | 143,745,000 | 142,043,000 | 144,895,000 |
| Total loans | 60,276,000 | 60,577,000 | 61,575,000 | 60,862,000 |
| Allowance for loan losses | 826,000 | 1,023,000 | 962,000 | 1,037,000 |
| Securities available for sale | 71,729,000 | 69,957,000 | 69,090,000 | 71,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,512,000 | 123,115,000 | 122,369,000 | 126,730,000 |
| Interest-bearing deposits | 109,093,000 | 107,893,000 | 107,555,000 | 110,492,000 |
| Noninterest-bearing deposits | 14,419,000 | 15,222,000 | 14,814,000 | 16,238,000 |
| Equity capital | 15,333,000 | 14,522,000 | 13,908,000 | 14,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,269,000 | 3,409,000 | 4,658,000 |
| Interest expense | 203,000 | 400,000 | 593,000 | 758,000 |
| Net interest income | 892,000 | 1,869,000 | 2,816,000 | 3,900,000 |
| Noninterest income | 87,000 | 198,000 | 368,000 | 520,000 |
| Noninterest expense | 936,000 | 1,863,000 | 2,827,000 | 3,775,000 |
| Provision for loan losses | 120,000 | 460,000 | 590,000 | 710,000 |
| Pretax income | -26,000 | -205,000 | -182,000 | -14,000 |
| Income tax | -56,000 | -172,000 | -214,000 | -202,000 |
| Net income | 30,000 | -33,000 | 32,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,224,000 | 14,161,000 | 14,226,000 | 14,382,000 |
| Total capital | 15,050,000 | 15,128,000 | 15,188,000 | 15,357,000 |
| Risk-weighted assets | 77,278,000 | 77,319,000 | 78,724,000 | 77,910,000 |