Call reports 2012
BANK OF JACKSON, THE — 2012
What BANK OF JACKSON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 131,559,000 | 133,842,000 | 138,402,000 | 144,628,000 |
| Total loans | 62,658,000 | 58,744,000 | 56,657,000 | 59,483,000 |
| Allowance for loan losses | 1,425,000 | 930,000 | 969,000 | 784,000 |
| Securities available for sale | 45,724,000 | 59,643,000 | 61,475,000 | 71,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,794,000 | 112,679,000 | 116,607,000 | 123,443,000 |
| Interest-bearing deposits | 97,222,000 | 98,756,000 | 101,952,000 | 107,344,000 |
| Noninterest-bearing deposits | 13,572,000 | 13,923,000 | 14,655,000 | 16,099,000 |
| Equity capital | 15,431,000 | 15,414,000 | 15,745,000 | 15,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,412,000 | 3,574,000 | 4,717,000 |
| Interest expense | 262,000 | 512,000 | 744,000 | 964,000 |
| Net interest income | 983,000 | 1,900,000 | 2,830,000 | 3,753,000 |
| Noninterest income | 226,000 | 413,000 | 645,000 | 830,000 |
| Noninterest expense | 897,000 | 1,784,000 | 2,728,000 | 3,652,000 |
| Provision for loan losses | 150,000 | 300,000 | 425,000 | 510,000 |
| Pretax income | 162,000 | 229,000 | 322,000 | 448,000 |
| Income tax | 24,000 | 7,000 | -1,000 | 3,000 |
| Net income | 138,000 | 222,000 | 323,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,333,000 | 14,192,000 | 14,293,000 | 14,194,000 |
| Total capital | 15,383,000 | 15,122,000 | 15,199,000 | 14,978,000 |
| Risk-weighted assets | 83,625,000 | 79,846,000 | 72,395,000 | 79,887,000 |