Call reports 2011
BANK OF JACKSON, THE — 2011
What BANK OF JACKSON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 122,040,000 | 122,025,000 | 123,974,000 | 129,912,000 |
| Total loans | 70,856,000 | 70,118,000 | 71,539,000 | 67,640,000 |
| Allowance for loan losses | 1,130,000 | 1,099,000 | 1,187,000 | 1,270,000 |
| Securities available for sale | 35,894,000 | 38,664,000 | 37,512,000 | 42,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,487,000 | 102,347,000 | 104,638,000 | 110,309,000 |
| Interest-bearing deposits | 90,423,000 | 89,935,000 | 90,276,000 | 97,425,000 |
| Noninterest-bearing deposits | 12,064,000 | 12,412,000 | 14,362,000 | 12,884,000 |
| Equity capital | 14,864,000 | 15,048,000 | 15,439,000 | 15,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,669,000 | 3,996,000 | 5,281,000 |
| Interest expense | 292,000 | 582,000 | 863,000 | 1,130,000 |
| Net interest income | 1,053,000 | 2,087,000 | 3,133,000 | 4,151,000 |
| Noninterest income | 147,000 | 292,000 | 498,000 | 759,000 |
| Noninterest expense | 940,000 | 1,752,000 | 2,595,000 | 3,468,000 |
| Provision for loan losses | 200,000 | 350,000 | 450,000 | 600,000 |
| Pretax income | 60,000 | 297,000 | 606,000 | 862,000 |
| Income tax | -9,000 | 49,000 | 134,000 | 199,000 |
| Net income | 69,000 | 248,000 | 472,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,025,000 | 14,004,000 | 14,229,000 | 14,195,000 |
| Total capital | 15,109,000 | 15,077,000 | 15,304,000 | 15,260,000 |
| Risk-weighted assets | 86,673,000 | 85,854,000 | 85,920,000 | 85,011,000 |