Call reports 2010
BANK OF JACKSON, THE — 2010
What BANK OF JACKSON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 127,957,000 | 128,728,000 | 128,324,000 | 125,553,000 |
| Total loans | 80,651,000 | 80,518,000 | 82,079,000 | 75,771,000 |
| Allowance for loan losses | 1,398,000 | 1,471,000 | 1,622,000 | 1,543,000 |
| Securities available for sale | 34,570,000 | 36,067,000 | 37,537,000 | 35,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,812,000 | 105,308,000 | 102,399,000 | 102,130,000 |
| Interest-bearing deposits | 93,568,000 | 94,075,000 | 91,447,000 | 90,847,000 |
| Noninterest-bearing deposits | 11,244,000 | 11,233,000 | 10,952,000 | 11,283,000 |
| Equity capital | 14,805,000 | 14,979,000 | 14,830,000 | 14,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,508,000 | 2,997,000 | 4,521,000 | 5,919,000 |
| Interest expense | 370,000 | 737,000 | 1,087,000 | 1,407,000 |
| Net interest income | 1,138,000 | 2,260,000 | 3,434,000 | 4,512,000 |
| Noninterest income | 13,000 | 98,000 | 340,000 | 515,000 |
| Noninterest expense | 857,000 | 1,682,000 | 2,508,000 | 3,425,000 |
| Provision for loan losses | 100,000 | 200,000 | 350,000 | 550,000 |
| Pretax income | 194,000 | 476,000 | 916,000 | 1,052,000 |
| Income tax | 54,000 | 143,000 | 285,000 | 306,000 |
| Net income | 140,000 | 333,000 | 631,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,901,000 | 13,919,000 | 13,842,000 | 13,957,000 |
| Total capital | 15,060,000 | 15,076,000 | 15,019,000 | 15,082,000 |
| Risk-weighted assets | 92,444,000 | 92,262,000 | 93,697,000 | 89,576,000 |