Call reports 2009
BANK OF JACKSON, THE — 2009
What BANK OF JACKSON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 124,819,000 | 127,307,000 | 127,027,000 | 127,710,000 |
| Total loans | 86,608,000 | 85,119,000 | 80,744,000 | 80,190,000 |
| Allowance for loan losses | 1,222,000 | 1,193,000 | 1,184,000 | 1,348,000 |
| Securities available for sale | 25,904,000 | 31,711,000 | 35,657,000 | 35,316,000 |
| Securities held to maturity | 376,000 | 374,000 | 372,000 | 370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,771,000 | 104,064,000 | 103,653,000 | 105,190,000 |
| Interest-bearing deposits | 92,470,000 | 92,394,000 | 93,144,000 | 94,500,000 |
| Noninterest-bearing deposits | 10,301,000 | 11,670,000 | 10,509,000 | 10,690,000 |
| Equity capital | 14,019,000 | 14,153,000 | 14,318,000 | 14,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 3,083,000 | 4,603,000 | 6,128,000 |
| Interest expense | 610,000 | 1,146,000 | 1,645,000 | 2,073,000 |
| Net interest income | 927,000 | 1,937,000 | 2,958,000 | 4,055,000 |
| Noninterest income | 162,000 | 364,000 | 543,000 | 747,000 |
| Noninterest expense | 863,000 | 1,694,000 | 2,569,000 | 3,407,000 |
| Provision for loan losses | 150,000 | 250,000 | 400,000 | 625,000 |
| Pretax income | 147,000 | 428,000 | 628,000 | 908,000 |
| Income tax | 38,000 | 129,000 | 189,000 | 243,000 |
| Net income | 109,000 | 299,000 | 439,000 | 665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,505,000 | 13,695,000 | 13,535,000 | 13,761,000 |
| Total capital | 14,689,000 | 14,876,000 | 14,672,000 | 14,928,000 |
| Risk-weighted assets | 94,696,000 | 94,432,000 | 90,929,000 | 93,151,000 |