Call reports 2008
BANK OF JACKSON, THE — 2008
What BANK OF JACKSON, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 120,926,000 | 120,878,000 | 117,284,000 | 126,259,000 |
| Total loans | 91,998,000 | 88,356,000 | 88,509,000 | 89,040,000 |
| Allowance for loan losses | 1,110,000 | 1,030,000 | 1,151,000 | 1,137,000 |
| Securities available for sale | 17,218,000 | 17,337,000 | 16,376,000 | 22,622,000 |
| Securities held to maturity | 384,000 | 382,000 | 380,000 | 378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,128,000 | 100,736,000 | 95,557,000 | 103,847,000 |
| Interest-bearing deposits | 89,928,000 | 90,151,000 | 85,164,000 | 93,846,000 |
| Noninterest-bearing deposits | 11,200,000 | 10,585,000 | 10,393,000 | 10,001,000 |
| Equity capital | 13,519,000 | 13,484,000 | 13,700,000 | 13,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,795,000 | 3,553,000 | 5,203,000 | 6,809,000 |
| Interest expense | 837,000 | 1,567,000 | 2,222,000 | 2,917,000 |
| Net interest income | 958,000 | 1,986,000 | 2,981,000 | 3,892,000 |
| Noninterest income | 148,000 | 284,000 | 418,000 | 595,000 |
| Noninterest expense | 781,000 | 1,598,000 | 2,370,000 | 3,190,000 |
| Provision for loan losses | 60,000 | 120,000 | 240,000 | 360,000 |
| Pretax income | 268,000 | 557,000 | 794,000 | 942,000 |
| Income tax | 89,000 | 182,000 | 255,000 | 277,000 |
| Net income | 179,000 | 375,000 | 539,000 | 665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,109,000 | 13,305,000 | 13,470,000 | 13,396,000 |
| Total capital | 14,219,000 | 14,335,000 | 14,621,000 | 14,533,000 |
| Risk-weighted assets | 94,191,000 | 93,415,000 | 92,386,000 | 97,630,000 |