Call reports 2007
BANK OF JACKSON, THE — 2007
What BANK OF JACKSON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 115,442,000 | 117,490,000 | 120,015,000 | 119,092,000 |
| Total loans | 89,371,000 | 87,529,000 | 89,661,000 | 89,282,000 |
| Allowance for loan losses | 1,136,000 | 1,054,000 | 1,084,000 | 1,052,000 |
| Securities available for sale | 11,130,000 | 15,025,000 | 20,014,000 | 17,545,000 |
| Securities held to maturity | 715,000 | 390,000 | 388,000 | 386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,252,000 | 98,187,000 | 100,311,000 | 99,738,000 |
| Interest-bearing deposits | 84,750,000 | 87,799,000 | 88,988,000 | 87,336,000 |
| Noninterest-bearing deposits | 11,502,000 | 10,388,000 | 11,323,000 | 12,402,000 |
| Equity capital | 12,933,000 | 13,240,000 | 13,617,000 | 13,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,855,000 | 3,772,000 | 5,765,000 | 7,740,000 |
| Interest expense | 836,000 | 1,735,000 | 2,683,000 | 3,611,000 |
| Net interest income | 1,019,000 | 2,037,000 | 3,082,000 | 4,129,000 |
| Noninterest income | 155,000 | 319,000 | 472,000 | 614,000 |
| Noninterest expense | 606,000 | 1,226,000 | 1,955,000 | 2,690,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 538,000 | 1,068,000 | 1,507,000 | 1,942,000 |
| Income tax | 195,000 | 387,000 | 543,000 | 699,000 |
| Net income | 343,000 | 681,000 | 964,000 | 1,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,751,000 | 13,088,000 | 13,372,000 | 12,930,000 |
| Total capital | 13,877,000 | 14,142,000 | 14,456,000 | 13,982,000 |
| Risk-weighted assets | 90,061,000 | 88,491,000 | 92,071,000 | 92,651,000 |