Call reports 2006
BANK OF JACKSON, THE — 2006
What BANK OF JACKSON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 107,935,000 | 110,156,000 | 110,717,000 | 117,792,000 |
| Total loans | 88,319,000 | 89,423,000 | 92,282,000 | 90,416,000 |
| Allowance for loan losses | 1,073,000 | 1,102,000 | 1,124,000 | 1,094,000 |
| Securities available for sale | 9,854,000 | 9,259,000 | 8,552,000 | 9,031,000 |
| Securities held to maturity | 1,031,000 | 1,027,000 | 1,022,000 | 718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,200,000 | 91,186,000 | 91,646,000 | 99,136,000 |
| Interest-bearing deposits | 79,510,000 | 79,955,000 | 80,765,000 | 86,054,000 |
| Noninterest-bearing deposits | 9,690,000 | 11,231,000 | 10,881,000 | 13,082,000 |
| Equity capital | 11,816,000 | 12,141,000 | 12,666,000 | 12,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,419,000 | 5,266,000 | 7,172,000 |
| Interest expense | 635,000 | 1,357,000 | 2,151,000 | 2,989,000 |
| Net interest income | 1,007,000 | 2,062,000 | 3,115,000 | 4,183,000 |
| Noninterest income | 145,000 | 318,000 | 915,000 | 1,073,000 |
| Noninterest expense | 605,000 | 1,223,000 | 2,358,000 | 2,961,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 517,000 | 1,097,000 | 1,582,000 | 2,175,000 |
| Income tax | 186,000 | 396,000 | 406,000 | 623,000 |
| Net income | 331,000 | 701,000 | 1,176,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,656,000 | 12,028,000 | 12,503,000 | 12,408,000 |
| Total capital | 12,729,000 | 13,114,000 | 13,627,000 | 13,502,000 |
| Risk-weighted assets | 86,441,000 | 86,868,000 | 90,501,000 | 91,116,000 |