Call reports 2005
BANK OF JACKSON, THE — 2005
What BANK OF JACKSON, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 98,501,000 | 101,358,000 | 105,101,000 | 108,242,000 |
| Total loans | 75,500,000 | 83,660,000 | 87,780,000 | 87,538,000 |
| Allowance for loan losses | 955,000 | 990,000 | 1,019,000 | 1,038,000 |
| Securities available for sale | 11,511,000 | 11,077,000 | 10,806,000 | 10,426,000 |
| Securities held to maturity | 720,000 | 1,047,000 | 1,042,000 | 1,037,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,112,000 | 85,239,000 | 88,508,000 | 89,558,000 |
| Interest-bearing deposits | 74,046,000 | 74,832,000 | 78,965,000 | 77,476,000 |
| Noninterest-bearing deposits | 11,066,000 | 10,407,000 | 9,543,000 | 12,082,000 |
| Equity capital | 10,861,000 | 11,216,000 | 11,630,000 | 11,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,677,000 | 4,219,000 | 5,853,000 |
| Interest expense | 329,000 | 705,000 | 1,173,000 | 1,745,000 |
| Net interest income | 966,000 | 1,972,000 | 3,046,000 | 4,108,000 |
| Noninterest income | 94,000 | 216,000 | 421,000 | 568,000 |
| Noninterest expense | 541,000 | 1,124,000 | 1,685,000 | 2,270,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 489,000 | 1,004,000 | 1,692,000 | 2,286,000 |
| Income tax | 176,000 | 360,000 | 611,000 | 826,000 |
| Net income | 313,000 | 644,000 | 1,081,000 | 1,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,649,000 | 10,980,000 | 11,417,000 | 11,327,000 |
| Total capital | 11,604,000 | 11,970,000 | 12,436,000 | 12,365,000 |
| Risk-weighted assets | 76,973,000 | 82,017,000 | 84,639,000 | 86,403,000 |