Call reports 2004
BANK OF JACKSON, THE — 2004
What BANK OF JACKSON, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 92,527,000 | 93,029,000 | 96,280,000 | 101,636,000 |
| Total loans | 69,573,000 | 69,821,000 | 73,036,000 | 73,826,000 |
| Allowance for loan losses | 886,000 | 890,000 | 939,000 | 987,000 |
| Securities available for sale | 15,114,000 | 14,104,000 | 14,524,000 | 12,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,086,000 | 80,834,000 | 83,089,000 | 88,115,000 |
| Interest-bearing deposits | 71,191,000 | 71,783,000 | 73,141,000 | 76,264,000 |
| Noninterest-bearing deposits | 8,895,000 | 9,051,000 | 9,948,000 | 11,851,000 |
| Equity capital | 10,320,000 | 10,431,000 | 10,891,000 | 10,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,321,000 | 3,524,000 | 4,818,000 |
| Interest expense | 283,000 | 562,000 | 849,000 | 1,164,000 |
| Net interest income | 865,000 | 1,759,000 | 2,675,000 | 3,654,000 |
| Noninterest income | 85,000 | 194,000 | 304,000 | 403,000 |
| Noninterest expense | 473,000 | 963,000 | 1,471,000 | 2,037,000 |
| Provision for loan losses | 45,000 | 85,000 | 135,000 | 185,000 |
| Pretax income | 432,000 | 905,000 | 1,373,000 | 1,835,000 |
| Income tax | 154,000 | 323,000 | 489,000 | 639,000 |
| Net income | 278,000 | 582,000 | 884,000 | 1,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,968,000 | 10,272,000 | 10,574,000 | 10,411,000 |
| Total capital | 10,828,000 | 11,162,000 | 11,484,000 | 11,360,000 |
| Risk-weighted assets | 68,813,000 | 71,187,000 | 72,738,000 | 75,896,000 |