Call reports 2003
BANK OF JACKSON, THE — 2003
What BANK OF JACKSON, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 83,733,000 | 90,063,000 | 91,222,000 | 92,244,000 |
| Total loans | 61,122,000 | 63,018,000 | 64,312,000 | 65,825,000 |
| Allowance for loan losses | 740,000 | 747,000 | 797,000 | 841,000 |
| Securities available for sale | 15,311,000 | 15,922,000 | 17,879,000 | 17,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,734,000 | 77,182,000 | 79,010,000 | 79,763,000 |
| Interest-bearing deposits | 64,776,000 | 69,708,000 | 70,799,000 | 71,222,000 |
| Noninterest-bearing deposits | 6,958,000 | 7,474,000 | 8,211,000 | 8,541,000 |
| Equity capital | 9,324,000 | 9,522,000 | 9,687,000 | 9,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,069,000 | 2,193,000 | 3,324,000 | 4,475,000 |
| Interest expense | 396,000 | 792,000 | 1,125,000 | 1,430,000 |
| Net interest income | 673,000 | 1,401,000 | 2,199,000 | 3,045,000 |
| Noninterest income | 57,000 | 128,000 | 192,000 | 281,000 |
| Noninterest expense | 440,000 | 886,000 | 1,322,000 | 1,776,000 |
| Provision for loan losses | 10,000 | 60,000 | 110,000 | 185,000 |
| Pretax income | 280,000 | 583,000 | 957,000 | 1,363,000 |
| Income tax | 97,000 | 205,000 | 341,000 | 484,000 |
| Net income | 183,000 | 378,000 | 616,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,994,000 | 9,190,000 | 9,427,000 | 9,690,000 |
| Total capital | 9,734,000 | 9,937,000 | 10,212,000 | 10,520,000 |
| Risk-weighted assets | 61,343,000 | 63,436,000 | 62,815,000 | 66,377,000 |