Call reports 2002
BANK OF JACKSON, THE — 2002
What BANK OF JACKSON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 71,279,000 | 73,465,000 | 82,024,000 | 80,905,000 |
| Total loans | 52,916,000 | 55,832,000 | 55,279,000 | 56,667,000 |
| Allowance for loan losses | 775,000 | 763,000 | 778,000 | 732,000 |
| Securities available for sale | 9,245,000 | 12,253,000 | 15,389,000 | 16,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,438,000 | 64,152,000 | 70,749,000 | 69,471,000 |
| Interest-bearing deposits | 57,107,000 | 57,603,000 | 64,966,000 | 62,408,000 |
| Noninterest-bearing deposits | 5,331,000 | 6,549,000 | 5,783,000 | 7,063,000 |
| Equity capital | 8,483,000 | 8,703,000 | 8,950,000 | 9,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,174,000 | 3,302,000 | 4,417,000 |
| Interest expense | 453,000 | 879,000 | 1,311,000 | 1,752,000 |
| Net interest income | 637,000 | 1,295,000 | 1,991,000 | 2,665,000 |
| Noninterest income | 62,000 | 139,000 | 207,000 | 295,000 |
| Noninterest expense | 405,000 | 822,000 | 1,231,000 | 1,625,000 |
| Provision for loan losses | 30,000 | 50,000 | 70,000 | 140,000 |
| Pretax income | 264,000 | 562,000 | 897,000 | 1,195,000 |
| Income tax | 77,000 | 197,000 | 324,000 | 439,000 |
| Net income | 187,000 | 365,000 | 573,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,247,000 | 8,419,000 | 8,628,000 | 8,811,000 |
| Total capital | 8,914,000 | 9,099,000 | 9,342,000 | 9,530,000 |
| Risk-weighted assets | 53,248,000 | 54,494,000 | 57,077,000 | 57,526,000 |