Call report 2015Q4
MERCHANTS BANK, THE — 2015Q4
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,025,018,000 | USD | evidence → |
| Total loans | 1,414,235,000 | USD | evidence → |
| Allowance for loan losses | 12,040,000 | USD | evidence → |
| Securities available for sale | 283,454,000 | USD | evidence → |
| Securities held to maturity | 119,674,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,551,592,000 | USD | evidence → |
| Interest-bearing deposits | 920,211,000 | USD | evidence → |
| Noninterest-bearing deposits | 631,381,000 | USD | evidence → |
| Equity capital | 166,565,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 52,586,000 | USD | evidence → |
| Interest expense | 3,305,000 | USD | evidence → |
| Net interest income | 49,281,000 | USD | evidence → |
| Noninterest income | 11,990,000 | USD | evidence → |
| Noninterest expense | 42,506,000 | USD | evidence → |
| Provision for loan losses | 316,000 | USD | evidence → |
| Pretax income | 18,449,000 | USD | evidence → |
| Income tax | 4,111,000 | USD | evidence → |
| Net income | 14,338,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 164,446,000 | USD | evidence → |
| Total capital | 177,401,000 | USD | evidence → |
| Risk-weighted assets | 1,139,196,000 | USD | evidence → |