Call report 2014Q4
MERCHANTS BANK, THE — 2014Q4
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,727,908,000 | USD | evidence → |
| Total loans | 1,182,302,000 | USD | evidence → |
| Allowance for loan losses | 11,833,000 | USD | evidence → |
| Securities available for sale | 203,473,000 | USD | evidence → |
| Securities held to maturity | 138,421,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,309,569,000 | USD | evidence → |
| Interest-bearing deposits | 742,825,000 | USD | evidence → |
| Noninterest-bearing deposits | 566,744,000 | USD | evidence → |
| Equity capital | 143,930,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 51,811,000 | USD | evidence → |
| Interest expense | 3,775,000 | USD | evidence → |
| Net interest income | 48,036,000 | USD | evidence → |
| Noninterest income | 13,758,000 | USD | evidence → |
| Noninterest expense | 45,014,000 | USD | evidence → |
| Provision for loan losses | -45,000 | USD | evidence → |
| Pretax income | 16,932,000 | USD | evidence → |
| Income tax | 3,990,000 | USD | evidence → |
| Net income | 12,942,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 145,823,000 | USD | evidence → |
| Total capital | 157,704,000 | USD | evidence → |
| Risk-weighted assets | 949,566,000 | USD | evidence → |