Call report 2012Q4
MERCHANTS BANK, THE — 2012Q4
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,712,663,000 | USD | evidence → |
| Total loans | 1,082,899,000 | USD | evidence → |
| Allowance for loan losses | 11,562,000 | USD | evidence → |
| Securities available for sale | 508,681,000 | USD | evidence → |
| Securities held to maturity | 407,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,273,793,000 | USD | evidence → |
| Interest-bearing deposits | 1,033,183,000 | USD | evidence → |
| Noninterest-bearing deposits | 240,610,000 | USD | evidence → |
| Equity capital | 134,784,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 57,396,000 | USD | evidence → |
| Interest expense | 5,706,000 | USD | evidence → |
| Net interest income | 51,690,000 | USD | evidence → |
| Noninterest income | 14,247,000 | USD | evidence → |
| Noninterest expense | 44,597,000 | USD | evidence → |
| Provision for loan losses | 933,000 | USD | evidence → |
| Pretax income | 20,914,000 | USD | evidence → |
| Income tax | 4,586,000 | USD | evidence → |
| Net income | 16,328,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 131,851,000 | USD | evidence → |
| Total capital | 143,461,000 | USD | evidence → |
| Risk-weighted assets | 928,063,000 | USD | evidence → |