Call report 2008Q4
MERCHANTS BANK, THE — 2008Q4
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,345,842,000 | USD | evidence → |
| Total loans | 846,951,000 | USD | evidence → |
| Allowance for loan losses | 8,894,000 | USD | evidence → |
| Securities available for sale | 429,873,000 | USD | evidence → |
| Securities held to maturity | 1,737,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 931,360,000 | USD | evidence → |
| Interest-bearing deposits | 813,514,000 | USD | evidence → |
| Noninterest-bearing deposits | 117,846,000 | USD | evidence → |
| Equity capital | 98,718,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 69,721,000 | USD | evidence → |
| Interest expense | 23,749,000 | USD | evidence → |
| Net interest income | 45,972,000 | USD | evidence → |
| Noninterest income | 11,510,000 | USD | evidence → |
| Noninterest expense | 38,380,000 | USD | evidence → |
| Provision for loan losses | 1,456,000 | USD | evidence → |
| Pretax income | 17,359,000 | USD | evidence → |
| Income tax | 4,341,000 | USD | evidence → |
| Net income | 13,018,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 96,505,000 | USD | evidence → |
| Total capital | 105,816,000 | USD | evidence → |
| Risk-weighted assets | 821,275,000 | USD | evidence → |