Call reports 2008
STATE BANK OF BURRTON — 2008
What STATE BANK OF BURRTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 9,562,000 | 9,827,000 | 9,575,000 | 9,328,000 |
| Total loans | 6,001,000 | 6,014,000 | 6,277,000 | 6,323,000 |
| Allowance for loan losses | 65,000 | 70,000 | 84,000 | 94,000 |
| Securities available for sale | 984,000 | 1,158,000 | 1,045,000 | 1,038,000 |
| Securities held to maturity | 11,000 | 11,000 | 11,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,846,000 | 8,109,000 | 7,834,000 | 7,638,000 |
| Interest-bearing deposits | 6,228,000 | 6,362,000 | 6,246,000 | 6,068,000 |
| Noninterest-bearing deposits | 1,618,000 | 1,747,000 | 1,589,000 | 1,570,000 |
| Equity capital | 1,198,000 | 1,206,000 | 1,221,000 | 1,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 156,000 | 304,000 | 454,000 | 596,000 |
| Interest expense | 44,000 | 84,000 | 126,000 | 165,000 |
| Net interest income | 112,000 | 220,000 | 328,000 | 431,000 |
| Noninterest income | 22,000 | 43,000 | 63,000 | 85,000 |
| Noninterest expense | 84,000 | 194,000 | 293,000 | 453,000 |
| Provision for loan losses | 0 | 5,000 | 19,000 | 29,000 |
| Pretax income | 50,000 | 64,000 | 79,000 | 34,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 64,000 | 79,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,189,000 | 1,203,000 | 1,218,000 | 1,172,000 |
| Total capital | 1,253,000 | 1,273,000 | 1,302,000 | 1,260,000 |
| Risk-weighted assets | 6,279,000 | 6,488,000 | 6,567,000 | 6,244,000 |