Call reports 2005
STATE BANK OF BURRTON — 2005
What STATE BANK OF BURRTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 8,615,000 | 8,428,000 | 8,339,000 | 8,183,000 |
| Total loans | 4,544,000 | 4,417,000 | 4,597,000 | 4,719,000 |
| Allowance for loan losses | 32,000 | 32,000 | 32,000 | 25,000 |
| Securities available for sale | 1,717,000 | 1,622,000 | 1,493,000 | 1,402,000 |
| Securities held to maturity | 116,000 | 116,000 | 116,000 | 116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,010,000 | 7,336,000 | 7,242,000 | 7,090,000 |
| Interest-bearing deposits | 5,665,000 | 5,943,000 | 5,831,000 | 5,618,000 |
| Noninterest-bearing deposits | 1,345,000 | 1,393,000 | 1,411,000 | 1,473,000 |
| Equity capital | 1,095,000 | 1,086,000 | 1,078,000 | 1,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 124,000 | 231,000 | 355,000 | 475,000 |
| Interest expense | 17,000 | 39,000 | 65,000 | 92,000 |
| Net interest income | 107,000 | 192,000 | 290,000 | 383,000 |
| Noninterest income | 25,000 | 49,000 | 70,000 | 100,000 |
| Noninterest expense | 122,000 | 249,000 | 367,000 | 480,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,000 | -8,000 | -7,000 | 3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,000 | -8,000 | -7,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,115,000 | 1,097,000 | 1,098,000 | 1,109,000 |
| Total capital | 1,149,000 | 1,129,000 | 1,130,000 | 1,134,000 |
| Risk-weighted assets | 7,142,000 | 7,042,000 | 7,072,000 | 6,980,000 |