Call reports 2004
STATE BANK OF BURRTON — 2004
What STATE BANK OF BURRTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 8,401,000 | 9,476,000 | 9,006,000 | 8,314,000 |
| Total loans | 4,368,000 | 4,334,000 | 4,380,000 | 4,580,000 |
| Allowance for loan losses | 33,000 | 82,000 | 79,000 | 31,000 |
| Securities available for sale | 1,714,000 | 1,910,000 | 1,861,000 | 1,786,000 |
| Securities held to maturity | 131,000 | 131,000 | 131,000 | 131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,953,000 | 7,838,000 | 7,334,000 | 6,613,000 |
| Interest-bearing deposits | 5,579,000 | 6,144,000 | 5,872,000 | 5,222,000 |
| Noninterest-bearing deposits | 1,374,000 | 1,694,000 | 1,463,000 | 1,392,000 |
| Equity capital | 1,142,000 | 1,030,000 | 1,062,000 | 1,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 110,000 | 216,000 | 331,000 | 439,000 |
| Interest expense | 13,000 | 27,000 | 43,000 | 61,000 |
| Net interest income | 97,000 | 189,000 | 288,000 | 378,000 |
| Noninterest income | 32,000 | 59,000 | 87,000 | 105,000 |
| Noninterest expense | 134,000 | 270,000 | 387,000 | 507,000 |
| Provision for loan losses | 0 | 56,000 | 56,000 | 9,000 |
| Pretax income | -5,000 | -78,000 | -68,000 | -33,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,000 | -78,000 | -68,000 | -33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,133,000 | 1,061,000 | 1,071,000 | 1,105,000 |
| Total capital | 1,166,000 | 1,143,000 | 1,150,000 | 1,138,000 |
| Risk-weighted assets | 6,969,000 | 7,881,000 | 7,453,000 | 6,780,000 |