Call reports 2026
STERLING STATE BANK — 2026
What STERLING STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 462,265,000 | 461,880,000 |
| Total loans | 314,056,000 | 308,513,000 |
| Allowance for loan losses | 3,630,000 | 3,603,000 |
| Securities available for sale | 127,046,000 | 125,787,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 363,600,000 | 359,533,000 |
| Interest-bearing deposits | 274,490,000 | 272,178,000 |
| Noninterest-bearing deposits | 89,110,000 | 87,355,000 |
| Equity capital | 31,434,000 | 31,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,400,000 | 10,914,000 |
| Interest expense | 1,558,000 | 3,050,000 |
| Net interest income | 3,842,000 | 7,864,000 |
| Noninterest income | 566,000 | 1,034,000 |
| Noninterest expense | 3,325,000 | 6,605,000 |
| Provision for loan losses | 17,000 | -10,000 |
| Pretax income | 1,083,000 | 2,293,000 |
| Income tax | 0 | 0 |
| Net income | 1,083,000 | 2,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 39,725,000 | 40,076,000 |
| Total capital | 43,435,000 | 43,786,000 |
| Risk-weighted assets | 317,283,000 | 313,208,000 |