Call report 2025Q4
STERLING STATE BANK — 2025Q4
The 22 measures STERLING STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 481,944,000 | USD | evidence → |
| Total loans | 312,851,000 | USD | evidence → |
| Allowance for loan losses | 3,613,000 | USD | evidence → |
| Securities available for sale | 142,863,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 360,924,000 | USD | evidence → |
| Interest-bearing deposits | 279,973,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,951,000 | USD | evidence → |
| Equity capital | 31,468,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,077,000 | USD | evidence → |
| Interest expense | 8,297,000 | USD | evidence → |
| Net interest income | 13,780,000 | USD | evidence → |
| Noninterest income | 2,862,000 | USD | evidence → |
| Noninterest expense | 13,758,000 | USD | evidence → |
| Provision for loan losses | 275,000 | USD | evidence → |
| Pretax income | 3,165,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,165,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,196,000 | USD | evidence → |
| Total capital | 42,905,000 | USD | evidence → |
| Risk-weighted assets | 317,042,000 | USD | evidence → |