Call reports 2018
STERLING STATE BANK — 2018
What STERLING STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 355,113,000 | 351,476,000 | 354,031,000 | 351,185,000 |
| Total loans | 193,192,000 | 194,529,000 | 195,818,000 | 195,814,000 |
| Allowance for loan losses | 3,567,000 | 3,568,000 | 3,568,000 | 3,568,000 |
| Securities available for sale | 139,517,000 | 135,685,000 | 130,627,000 | 132,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,117,000 | 253,041,000 | 255,316,000 | 250,848,000 |
| Interest-bearing deposits | 194,168,000 | 188,558,000 | 188,292,000 | 186,300,000 |
| Noninterest-bearing deposits | 66,949,000 | 64,483,000 | 67,024,000 | 64,548,000 |
| Equity capital | 26,242,000 | 26,253,000 | 26,149,000 | 27,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,061,000 | 6,129,000 | 9,362,000 | 12,615,000 |
| Interest expense | 374,000 | 807,000 | 1,248,000 | 1,699,000 |
| Net interest income | 2,687,000 | 5,322,000 | 8,114,000 | 10,916,000 |
| Noninterest income | 454,000 | 1,169,000 | 1,592,000 | 2,018,000 |
| Noninterest expense | 2,622,000 | 5,207,000 | 7,638,000 | 10,836,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 519,000 | 1,284,000 | 2,068,000 | 2,098,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | 509,000 | 1,274,000 | 2,058,000 | 2,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,174,000 | 30,527,000 | 31,158,000 | 30,916,000 |
| Total capital | 32,731,000 | 33,072,000 | 33,731,000 | 33,473,000 |
| Risk-weighted assets | 203,628,000 | 202,628,000 | 204,883,000 | 203,583,000 |