Call report 2008Q4
STERLING STATE BANK — 2008Q4
The 22 measures STERLING STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 274,198,000 | USD | evidence → |
| Total loans | 217,907,000 | USD | evidence → |
| Allowance for loan losses | 2,413,000 | USD | evidence → |
| Securities available for sale | 7,903,000 | USD | evidence → |
| Securities held to maturity | 5,453,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 220,351,000 | USD | evidence → |
| Interest-bearing deposits | 192,101,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,251,000 | USD | evidence → |
| Equity capital | 24,995,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,491,000 | USD | evidence → |
| Interest expense | 5,097,000 | USD | evidence → |
| Net interest income | 10,394,000 | USD | evidence → |
| Noninterest income | 2,240,000 | USD | evidence → |
| Noninterest expense | 10,921,000 | USD | evidence → |
| Provision for loan losses | 463,000 | USD | evidence → |
| Pretax income | 1,249,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 1,244,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,982,000 | USD | evidence → |
| Total capital | 27,395,000 | USD | evidence → |
| Risk-weighted assets | 239,295,000 | USD | evidence → |