Call report 2007Q4
STERLING STATE BANK — 2007Q4
The 22 measures STERLING STATE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 251,679,000 | USD | evidence → |
| Total loans | 191,630,000 | USD | evidence → |
| Allowance for loan losses | 2,525,000 | USD | evidence → |
| Securities available for sale | 11,856,000 | USD | evidence → |
| Securities held to maturity | 8,781,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 215,402,000 | USD | evidence → |
| Interest-bearing deposits | 182,302,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,100,000 | USD | evidence → |
| Equity capital | 24,257,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,660,000 | USD | evidence → |
| Interest expense | 7,000,000 | USD | evidence → |
| Net interest income | 10,660,000 | USD | evidence → |
| Noninterest income | 2,239,000 | USD | evidence → |
| Noninterest expense | 11,358,000 | USD | evidence → |
| Provision for loan losses | 163,000 | USD | evidence → |
| Pretax income | 1,385,000 | USD | evidence → |
| Income tax | 6,000 | USD | evidence → |
| Net income | 1,379,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,284,000 | USD | evidence → |
| Total capital | 26,809,000 | USD | evidence → |
| Risk-weighted assets | 217,512,000 | USD | evidence → |