Call report 2004Q4
STERLING STATE BANK — 2004Q4
The 22 measures STERLING STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 261,487,000 | USD | evidence → |
| Total loans | 201,141,000 | USD | evidence → |
| Allowance for loan losses | 2,200,000 | USD | evidence → |
| Securities available for sale | 15,839,000 | USD | evidence → |
| Securities held to maturity | 11,201,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 219,797,000 | USD | evidence → |
| Interest-bearing deposits | 186,570,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,227,000 | USD | evidence → |
| Equity capital | 22,219,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,487,000 | USD | evidence → |
| Interest expense | 4,930,000 | USD | evidence → |
| Net interest income | 11,557,000 | USD | evidence → |
| Noninterest income | 2,841,000 | USD | evidence → |
| Noninterest expense | 12,879,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,517,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 1,516,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,395,000 | USD | evidence → |
| Total capital | 24,595,000 | USD | evidence → |
| Risk-weighted assets | 223,672,000 | USD | evidence → |