Call report 2003Q4
STERLING STATE BANK — 2003Q4
The 22 measures STERLING STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 287,345,000 | USD | evidence → |
| Total loans | 207,151,000 | USD | evidence → |
| Allowance for loan losses | 2,861,000 | USD | evidence → |
| Securities available for sale | 26,198,000 | USD | evidence → |
| Securities held to maturity | 9,441,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 242,311,000 | USD | evidence → |
| Interest-bearing deposits | 207,069,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,241,000 | USD | evidence → |
| Equity capital | 21,494,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,095,000 | USD | evidence → |
| Interest expense | 6,131,000 | USD | evidence → |
| Net interest income | 12,964,000 | USD | evidence → |
| Noninterest income | 2,434,000 | USD | evidence → |
| Noninterest expense | 12,952,000 | USD | evidence → |
| Provision for loan losses | 800,000 | USD | evidence → |
| Pretax income | 1,643,000 | USD | evidence → |
| Income tax | -2,000 | USD | evidence → |
| Net income | 1,645,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,564,000 | USD | evidence → |
| Total capital | 24,401,000 | USD | evidence → |
| Risk-weighted assets | 226,915,000 | USD | evidence → |