Call reports 2008
PEOPLES BANK OF LOUISIANA — 2008
What PEOPLES BANK OF LOUISIANA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Total assets | 105,997,000 | 101,760,000 | 103,095,000 |
| Total loans | 80,162,000 | 80,400,000 | 79,284,000 |
| Allowance for loan losses | 1,036,000 | 1,049,000 | 1,031,000 |
| Securities available for sale | 16,400,000 | 14,900,000 | 12,367,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 96,136,000 | 91,505,000 | 90,674,000 |
| Interest-bearing deposits | 75,214,000 | 71,402,000 | 70,960,000 |
| Noninterest-bearing deposits | 20,922,000 | 20,103,000 | 19,714,000 |
| Equity capital | 9,126,000 | 8,621,000 | 8,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Interest income | 1,894,000 | 3,688,000 | 5,425,000 |
| Interest expense | 709,000 | 1,327,000 | 1,896,000 |
| Net interest income | 1,185,000 | 2,361,000 | 3,529,000 |
| Noninterest income | 218,000 | 427,000 | 644,000 |
| Noninterest expense | 926,000 | 1,936,000 | 2,972,000 |
| Provision for loan losses | 25,000 | 50,000 | 58,000 |
| Pretax income | 452,000 | 802,000 | 1,143,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 452,000 | 802,000 | 1,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Tier 1 capital | 8,826,000 | 8,664,000 | 8,768,000 |
| Total capital | 9,799,000 | 9,622,000 | 9,714,000 |
| Risk-weighted assets | 77,761,000 | 76,543,000 | 75,605,000 |