Call reports 2007
PEOPLES BANK OF LOUISIANA — 2007
What PEOPLES BANK OF LOUISIANA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 106,884,000 | 107,776,000 | 108,475,000 | 107,816,000 |
| Total loans | 74,901,000 | 77,460,000 | 76,572,000 | 78,804,000 |
| Allowance for loan losses | 1,171,000 | 1,188,000 | 1,246,000 | 998,000 |
| Securities available for sale | 21,604,000 | 22,762,000 | 24,273,000 | 18,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,327,000 | 99,354,000 | 97,870,000 | 98,219,000 |
| Interest-bearing deposits | 77,318,000 | 79,407,000 | 79,565,000 | 78,663,000 |
| Noninterest-bearing deposits | 21,009,000 | 19,947,000 | 18,305,000 | 19,556,000 |
| Equity capital | 7,877,000 | 7,718,000 | 8,146,000 | 8,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,916,000 | 3,928,000 | 5,961,000 | 7,937,000 |
| Interest expense | 703,000 | 1,456,000 | 2,226,000 | 3,011,000 |
| Net interest income | 1,213,000 | 2,472,000 | 3,735,000 | 4,926,000 |
| Noninterest income | 221,000 | 427,000 | 674,000 | 912,000 |
| Noninterest expense | 891,000 | 1,858,000 | 2,901,000 | 3,835,000 |
| Provision for loan losses | 48,000 | 96,000 | 144,000 | -86,000 |
| Pretax income | 495,000 | 945,000 | 1,364,000 | 2,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 495,000 | 945,000 | 1,364,000 | 2,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,027,000 | 8,154,000 | 8,291,000 | 8,753,000 |
| Total capital | 8,943,000 | 9,099,000 | 9,234,000 | 9,716,000 |
| Risk-weighted assets | 73,031,000 | 75,366,000 | 75,115,000 | 77,031,000 |