Call reports 2006
PEOPLES BANK OF LOUISIANA — 2006
What PEOPLES BANK OF LOUISIANA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 98,213,000 | 100,193,000 | 102,722,000 | 102,610,000 |
| Total loans | 73,908,000 | 73,809,000 | 75,373,000 | 74,716,000 |
| Allowance for loan losses | 1,077,000 | 1,119,000 | 1,161,000 | 1,121,000 |
| Securities available for sale | 16,538,000 | 19,721,000 | 19,461,000 | 16,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,997,000 | 92,808,000 | 94,818,000 | 94,314,000 |
| Interest-bearing deposits | 69,764,000 | 71,676,000 | 72,742,000 | 75,616,000 |
| Noninterest-bearing deposits | 21,233,000 | 21,132,000 | 22,076,000 | 18,698,000 |
| Equity capital | 6,723,000 | 6,904,000 | 7,324,000 | 7,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,724,000 | 3,543,000 | 5,435,000 | 7,353,000 |
| Interest expense | 505,000 | 1,054,000 | 1,663,000 | 2,309,000 |
| Net interest income | 1,219,000 | 2,489,000 | 3,772,000 | 5,044,000 |
| Noninterest income | 199,000 | 401,000 | 619,000 | 839,000 |
| Noninterest expense | 741,000 | 1,542,000 | 2,449,000 | 3,345,000 |
| Provision for loan losses | 53,000 | 173,000 | 221,000 | 289,000 |
| Pretax income | 624,000 | 1,175,000 | 1,721,000 | 2,249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 624,000 | 1,175,000 | 1,721,000 | 2,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,013,000 | 7,329,000 | 7,528,000 | 7,848,000 |
| Total capital | 7,882,000 | 8,191,000 | 8,408,000 | 8,733,000 |
| Risk-weighted assets | 69,326,000 | 68,725,000 | 70,141,000 | 70,546,000 |