Call reports 2005
PEOPLES BANK OF LOUISIANA — 2005
What PEOPLES BANK OF LOUISIANA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 83,364,000 | 84,008,000 | 90,902,000 | 95,052,000 |
| Total loans | 65,200,000 | 66,726,000 | 66,066,000 | 73,918,000 |
| Allowance for loan losses | 944,000 | 1,009,000 | 1,002,000 | 1,039,000 |
| Securities available for sale | 11,687,000 | 11,650,000 | 11,372,000 | 14,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,501,000 | 76,709,000 | 84,300,000 | 88,263,000 |
| Interest-bearing deposits | 62,957,000 | 62,849,000 | 65,856,000 | 67,914,000 |
| Noninterest-bearing deposits | 13,544,000 | 13,860,000 | 18,444,000 | 20,349,000 |
| Equity capital | 5,516,000 | 6,150,000 | 6,149,000 | 6,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,402,000 | 2,888,000 | 4,406,000 | 6,059,000 |
| Interest expense | 418,000 | 858,000 | 1,327,000 | 1,817,000 |
| Net interest income | 984,000 | 2,030,000 | 3,079,000 | 4,242,000 |
| Noninterest income | 204,000 | 433,000 | 607,000 | 778,000 |
| Noninterest expense | 679,000 | 1,390,000 | 2,219,000 | 2,945,000 |
| Provision for loan losses | 84,000 | 155,000 | 173,000 | 243,000 |
| Pretax income | 425,000 | 918,000 | 1,294,000 | 1,832,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 425,000 | 918,000 | 1,294,000 | 1,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,732,000 | 6,225,000 | 6,287,000 | 6,594,000 |
| Total capital | 6,511,000 | 7,021,000 | 7,085,000 | 7,473,000 |
| Risk-weighted assets | 62,192,000 | 63,467,000 | 63,661,000 | 70,121,000 |