Call reports 2004
PEOPLES BANK OF LOUISIANA — 2004
What PEOPLES BANK OF LOUISIANA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 69,581,000 | 72,928,000 | 77,804,000 | 77,528,000 |
| Total loans | 55,686,000 | 58,100,000 | 62,372,000 | 63,127,000 |
| Allowance for loan losses | 708,000 | 748,000 | 819,000 | 859,000 |
| Securities available for sale | 5,761,000 | 7,699,000 | 7,667,000 | 8,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,796,000 | 64,762,000 | 67,383,000 | 69,602,000 |
| Interest-bearing deposits | 53,993,000 | 53,370,000 | 55,602,000 | 57,320,000 |
| Noninterest-bearing deposits | 7,803,000 | 11,392,000 | 11,781,000 | 12,282,000 |
| Equity capital | 5,520,000 | 5,573,000 | 5,826,000 | 5,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,239,000 | 3,508,000 | 4,850,000 |
| Interest expense | 300,000 | 621,000 | 968,000 | 1,338,000 |
| Net interest income | 773,000 | 1,618,000 | 2,540,000 | 3,512,000 |
| Noninterest income | 222,000 | 492,000 | 758,000 | 965,000 |
| Noninterest expense | 633,000 | 1,278,000 | 1,958,000 | 2,657,000 |
| Provision for loan losses | 43,000 | 101,000 | 173,000 | 257,000 |
| Pretax income | 319,000 | 731,000 | 1,167,000 | 1,589,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 731,000 | 1,167,000 | 1,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,424,000 | 5,616,000 | 5,766,000 | 5,880,000 |
| Total capital | 6,105,000 | 6,321,000 | 6,525,000 | 6,625,000 |
| Risk-weighted assets | 54,439,000 | 56,321,000 | 60,679,000 | 59,482,000 |