Call reports 2003
PEOPLES BANK OF LOUISIANA — 2003
What PEOPLES BANK OF LOUISIANA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,640,000 | 58,279,000 | 64,310,000 | 64,790,000 |
| Total loans | 44,192,000 | 47,285,000 | 50,134,000 | 52,013,000 |
| Allowance for loan losses | 614,000 | 630,000 | 657,000 | 682,000 |
| Securities available for sale | 3,846,000 | 3,504,000 | 4,025,000 | 4,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,799,000 | 49,445,000 | 55,238,000 | 56,898,000 |
| Interest-bearing deposits | 39,237,000 | 41,344,000 | 47,395,000 | 49,541,000 |
| Noninterest-bearing deposits | 10,562,000 | 8,101,000 | 7,843,000 | 7,357,000 |
| Equity capital | 5,459,000 | 5,719,000 | 5,780,000 | 5,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,935,000 | 2,974,000 | 4,031,000 |
| Interest expense | 260,000 | 508,000 | 791,000 | 1,083,000 |
| Net interest income | 692,000 | 1,427,000 | 2,183,000 | 2,948,000 |
| Noninterest income | 186,000 | 414,000 | 623,000 | 848,000 |
| Noninterest expense | 662,000 | 1,294,000 | 1,916,000 | 2,617,000 |
| Provision for loan losses | 0 | 16,000 | 50,000 | 89,000 |
| Pretax income | 230,000 | 545,000 | 854,000 | 1,104,000 |
| Income tax | 0 | 0 | 0 | 45,000 |
| Net income | 230,000 | 545,000 | 854,000 | 1,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,380,000 | 5,602,000 | 5,716,000 | 5,625,000 |
| Total capital | 5,941,000 | 6,186,000 | 6,328,000 | 6,257,000 |
| Risk-weighted assets | 44,818,000 | 46,638,000 | 48,899,000 | 50,549,000 |