Call reports 2002
PEOPLES BANK OF LOUISIANA — 2002
What PEOPLES BANK OF LOUISIANA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 60,635,000 | 60,213,000 | 60,281,000 | 59,188,000 |
| Total loans | 40,879,000 | 42,851,000 | 42,714,000 | 44,660,000 |
| Allowance for loan losses | 647,000 | 654,000 | 643,000 | 621,000 |
| Securities available for sale | 9,051,000 | 7,728,000 | 7,472,000 | 6,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,004,000 | 51,331,000 | 51,131,000 | 50,585,000 |
| Interest-bearing deposits | 42,430,000 | 42,097,000 | 41,007,000 | 39,833,000 |
| Noninterest-bearing deposits | 9,574,000 | 9,234,000 | 10,124,000 | 10,752,000 |
| Equity capital | 5,760,000 | 6,023,000 | 6,231,000 | 5,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 2,016,000 | 3,015,000 | 4,013,000 |
| Interest expense | 371,000 | 721,000 | 1,058,000 | 1,359,000 |
| Net interest income | 643,000 | 1,295,000 | 1,957,000 | 2,654,000 |
| Noninterest income | 148,000 | 322,000 | 498,000 | 691,000 |
| Noninterest expense | 552,000 | 1,123,000 | 1,720,000 | 2,381,000 |
| Provision for loan losses | 24,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 215,000 | 455,000 | 696,000 | 925,000 |
| Income tax | 52,000 | 110,000 | 169,000 | 299,000 |
| Net income | 163,000 | 345,000 | 527,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,828,000 | 5,967,000 | 6,104,000 | 5,173,000 |
| Total capital | 6,366,000 | 6,522,000 | 6,658,000 | 5,753,000 |
| Risk-weighted assets | 42,951,000 | 44,334,000 | 44,232,000 | 46,327,000 |