Call reports 2025
STATE BANK OF TOULON — 2025
What STATE BANK OF TOULON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 319,378,000 | 322,751,000 | 321,770,000 | 325,669,000 |
| Total loans | 209,638,000 | 215,086,000 | 215,693,000 | 217,729,000 |
| Allowance for loan losses | 1,816,000 | 1,784,000 | 1,874,000 | 1,878,000 |
| Securities available for sale | 84,615,000 | 82,016,000 | 80,066,000 | 79,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,405,000 | 283,417,000 | 277,878,000 | 282,205,000 |
| Interest-bearing deposits | 258,964,000 | 264,764,000 | 259,966,000 | 262,382,000 |
| Noninterest-bearing deposits | 19,441,000 | 18,653,000 | 17,912,000 | 19,823,000 |
| Equity capital | 28,524,000 | 29,007,000 | 31,765,000 | 32,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,818,000 | 7,680,000 | 11,665,000 | 15,700,000 |
| Interest expense | 1,442,000 | 2,873,000 | 4,319,000 | 5,770,000 |
| Net interest income | 2,376,000 | 4,807,000 | 7,346,000 | 9,930,000 |
| Noninterest income | 251,000 | 449,000 | 659,000 | 874,000 |
| Noninterest expense | 1,533,000 | 3,124,000 | 4,807,000 | 6,876,000 |
| Provision for loan losses | 0 | -10,000 | -2,000 | 6,000 |
| Pretax income | 1,091,000 | 2,085,000 | 2,820,000 | 3,550,000 |
| Income tax | 36,000 | 67,000 | 95,000 | 179,000 |
| Net income | 1,055,000 | 2,018,000 | 2,725,000 | 3,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,963,000 | 33,578,000 | 33,794,000 | 33,809,000 |
| Total capital | 34,851,000 | 35,441,000 | 35,739,000 | 35,749,000 |
| Risk-weighted assets | 269,098,000 | 271,147,000 | 270,977,000 | 275,500,000 |