Call reports 2024
STATE BANK OF TOULON — 2024
What STATE BANK OF TOULON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 312,059,000 | 318,146,000 | 325,876,000 | 314,261,000 |
| Total loans | 200,227,000 | 204,836,000 | 204,790,000 | 206,986,000 |
| Allowance for loan losses | 1,802,000 | 1,783,000 | 1,786,000 | 1,817,000 |
| Securities available for sale | 84,296,000 | 83,623,000 | 83,646,000 | 80,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,413,000 | 281,065,000 | 286,635,000 | 276,993,000 |
| Interest-bearing deposits | 254,292,000 | 261,720,000 | 268,753,000 | 257,316,000 |
| Noninterest-bearing deposits | 18,121,000 | 19,345,000 | 17,882,000 | 19,677,000 |
| Equity capital | 25,442,000 | 26,127,000 | 28,636,000 | 26,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,473,000 | 7,122,000 | 10,967,000 | 14,801,000 |
| Interest expense | 1,407,000 | 2,917,000 | 4,562,000 | 6,157,000 |
| Net interest income | 2,066,000 | 4,205,000 | 6,405,000 | 8,644,000 |
| Noninterest income | 199,000 | 464,000 | 674,000 | 871,000 |
| Noninterest expense | 1,658,000 | 3,170,000 | 4,765,000 | 6,652,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 607,000 | 1,499,000 | 2,314,000 | 2,763,000 |
| Income tax | -19,000 | 8,000 | 35,000 | 75,000 |
| Net income | 626,000 | 1,491,000 | 2,279,000 | 2,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,182,000 | 31,801,000 | 31,966,000 | 32,222,000 |
| Total capital | 33,049,000 | 33,664,000 | 33,829,000 | 34,108,000 |
| Risk-weighted assets | 259,973,000 | 262,479,000 | 262,806,000 | 263,594,000 |