Call reports 2023
STATE BANK OF TOULON — 2023
What STATE BANK OF TOULON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 304,093,000 | 306,209,000 | 303,894,000 | 307,773,000 |
| Total loans | 177,551,000 | 182,652,000 | 186,806,000 | 189,246,000 |
| Allowance for loan losses | 1,721,000 | 1,744,000 | 1,776,000 | 1,788,000 |
| Securities available for sale | 94,070,000 | 94,058,000 | 89,882,000 | 84,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,496,000 | 269,589,000 | 267,586,000 | 266,050,000 |
| Interest-bearing deposits | 245,391,000 | 250,153,000 | 249,522,000 | 242,909,000 |
| Noninterest-bearing deposits | 21,105,000 | 19,436,000 | 18,064,000 | 23,141,000 |
| Equity capital | 24,028,000 | 24,076,000 | 22,430,000 | 25,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,892,000 | 5,998,000 | 9,237,000 | 12,579,000 |
| Interest expense | 812,000 | 1,886,000 | 3,183,000 | 4,615,000 |
| Net interest income | 2,080,000 | 4,112,000 | 6,054,000 | 7,964,000 |
| Noninterest income | 185,000 | 461,000 | 679,000 | 891,000 |
| Noninterest expense | 1,613,000 | 3,121,000 | 4,709,000 | 6,530,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 652,000 | 1,452,000 | 2,024,000 | 2,036,000 |
| Income tax | -13,000 | 42,000 | 87,000 | 96,000 |
| Net income | 665,000 | 1,410,000 | 1,937,000 | 1,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,164,000 | 30,756,000 | 31,128,000 | 30,710,000 |
| Total capital | 31,963,000 | 32,578,000 | 32,972,000 | 32,562,000 |
| Risk-weighted assets | 237,893,000 | 241,560,000 | 245,299,000 | 249,109,000 |