Call reports 2022
STATE BANK OF TOULON — 2022
What STATE BANK OF TOULON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 298,819,000 | 297,867,000 | 288,560,000 | 300,206,000 |
| Total loans | 175,216,000 | 172,239,000 | 172,019,000 | 178,944,000 |
| Allowance for loan losses | 1,762,000 | 1,786,000 | 1,809,000 | 1,778,000 |
| Securities available for sale | 93,024,000 | 96,099,000 | 92,728,000 | 92,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,419,000 | 262,913,000 | 251,484,000 | 260,487,000 |
| Interest-bearing deposits | 237,926,000 | 241,943,000 | 233,692,000 | 239,614,000 |
| Noninterest-bearing deposits | 21,493,000 | 20,970,000 | 17,792,000 | 20,873,000 |
| Equity capital | 27,268,000 | 22,433,000 | 21,292,000 | 23,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,321,000 | 4,692,000 | 7,186,000 | 9,910,000 |
| Interest expense | 209,000 | 432,000 | 807,000 | 1,417,000 |
| Net interest income | 2,112,000 | 4,260,000 | 6,379,000 | 8,493,000 |
| Noninterest income | 185,000 | 350,000 | 555,000 | 753,000 |
| Noninterest expense | 1,472,000 | 2,926,000 | 4,436,000 | 6,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 825,000 | 1,684,000 | 2,498,000 | 3,063,000 |
| Income tax | 3,000 | 109,000 | 166,000 | 193,000 |
| Net income | 822,000 | 1,575,000 | 2,332,000 | 2,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,317,000 | 28,919,000 | 29,512,000 | 29,605,000 |
| Total capital | 30,079,000 | 30,705,000 | 31,321,000 | 31,383,000 |
| Risk-weighted assets | 227,168,000 | 228,485,000 | 227,218,000 | 234,325,000 |