Call reports 2021
STATE BANK OF TOULON — 2021
What STATE BANK OF TOULON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 275,499,000 | 293,614,000 | 299,485,000 | 296,939,000 |
| Total loans | 162,095,000 | 171,123,000 | 168,566,000 | 181,283,000 |
| Allowance for loan losses | 1,712,000 | 1,722,000 | 1,721,000 | 1,740,000 |
| Securities available for sale | 85,042,000 | 94,889,000 | 97,432,000 | 91,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,942,000 | 248,449,000 | 254,669,000 | 253,663,000 |
| Interest-bearing deposits | 210,390,000 | 225,211,000 | 233,066,000 | 232,258,000 |
| Noninterest-bearing deposits | 22,552,000 | 23,238,000 | 21,603,000 | 21,405,000 |
| Equity capital | 30,196,000 | 31,247,000 | 31,983,000 | 31,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,119,000 | 4,279,000 | 6,577,000 | 8,841,000 |
| Interest expense | 276,000 | 536,000 | 789,000 | 1,021,000 |
| Net interest income | 1,843,000 | 3,743,000 | 5,788,000 | 7,820,000 |
| Noninterest income | 588,000 | 1,150,000 | 1,275,000 | 1,580,000 |
| Noninterest expense | 1,365,000 | 2,635,000 | 4,100,000 | 5,697,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 966,000 | 2,190,000 | 2,895,000 | 3,657,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 230,000 |
| Net income | 957,000 | 2,172,000 | 2,868,000 | 3,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,865,000 | 26,833,000 | 27,236,000 | 27,635,000 |
| Total capital | 27,577,000 | 28,555,000 | 28,957,000 | 29,375,000 |
| Risk-weighted assets | 215,292,000 | 219,565,000 | 219,825,000 | 227,715,000 |