Call reports 2020
STATE BANK OF TOULON — 2020
What STATE BANK OF TOULON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 228,694,000 | 260,119,000 | 262,645,000 | 265,422,000 |
| Total loans | 149,613,000 | 150,652,000 | 155,115,000 | 158,936,000 |
| Allowance for loan losses | 1,531,000 | 1,611,000 | 1,612,000 | 1,610,000 |
| Securities available for sale | 56,568,000 | 70,436,000 | 79,196,000 | 75,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,274,000 | 214,649,000 | 216,055,000 | 222,459,000 |
| Interest-bearing deposits | 173,238,000 | 189,981,000 | 191,839,000 | 195,816,000 |
| Noninterest-bearing deposits | 16,036,000 | 24,668,000 | 24,216,000 | 26,643,000 |
| Equity capital | 26,180,000 | 29,379,000 | 30,101,000 | 30,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,248,000 | 4,460,000 | 6,633,000 | 8,794,000 |
| Interest expense | 455,000 | 830,000 | 1,181,000 | 1,496,000 |
| Net interest income | 1,793,000 | 3,630,000 | 5,452,000 | 7,298,000 |
| Noninterest income | 163,000 | 477,000 | 600,000 | 768,000 |
| Noninterest expense | 1,319,000 | 2,614,000 | 3,847,000 | 5,354,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 285,000 |
| Pretax income | 563,000 | 1,348,000 | 1,985,000 | 2,505,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 36,000 |
| Net income | 554,000 | 1,330,000 | 1,958,000 | 2,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,938,000 | 24,586,000 | 24,954,000 | 25,235,000 |
| Total capital | 25,469,000 | 26,197,000 | 26,566,000 | 26,845,000 |
| Risk-weighted assets | 186,258,000 | 195,325,000 | 199,100,000 | 204,718,000 |